All About Credit Score

The most uncomfortable situation for me is that which might be easy for anyone else with a different occupation: being asked what I do for a living.

Family get-togethers, social gatherings, or church services are often those places where I get asked that question.

What do you do John?

I used to respond like this:

Uh, I work part time at a day job.

But then I would get asked why only part time. So later, I changed it to this:

Uh, I work part time at a day job and part time as a internet project manager (or website manager).

You might ask why I responded this way. Why didnt I just tell the whole truth that I was a financial blogger? Well, you see, too many people dont think you can make money at that.

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If you are in a situation in which you have fallen behind on payments you shouldn’t be surprised when you start receiving harassing phone calls from debt collectors. You may also find yourself in a situation where you receive a call from a debt collector over an old debt that you thought had been paid, discharged or had aged beyond the statute of limitations. That call may surprise you.

In either case, you should be armed with the information, steps and tactics that will protect your rights while getting you to a positive resolution. More alarmingly, phony debt collectors are proliferating with the sole intent of stealing your identity.  So, it is essential to know what to ask, what to say and what you should and shouldn’t do when confronted by a debt collector.

Steps to Take When You Owe the Debt

• Do not ignore the calls. They

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Tags: Calls, Debt Collector, Harassing Phone Calls, Phone Calls

What is a goodwill letter?  The goodwill letter (a.k.a.

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Tags: Goodwill Letter, Letter

Bank of Moscow gets $14 billion government bailout

In early July the Russian Central Bank said it would spend $14 billion to bail out the Bank of Moscow—until recently Russia’s fifth-largest bank. The support package, the Russian banking sector’s largest ever, came just months after state-controlled bank VTB took it over.

Former Moscow mayor Yuri Luzhkov, removed from his post last year, reportedly used the bank to funnel funds to preferred projects.

Problems at the Bank of Moscow escaped notice by VTB during pre-deal due diligence, and by Central Bank regulators, raising questions about problems lurking elsewhere in the banking sector.

In a signal of the growing tension over whether Prime Minister Vladimir Putin or President Dmitry Medvedev will stand for president next year, two of the president’s closest advisers publicly called on him to formally announce his candidacy.

Relations between Russia and the US—which were improving—may worsen as Medvedev said that his government would compile a list of American nationals who would not be granted Russian entry visas. The move came afte

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Tags: Russia

Entertainment is one place that many people should take a hard look at when trying to reduce the amount of money they spend.

One place to start is to review all the subscription based products you are paying for.

Many of us have cable, gym memberships, magazines, book clubs, internet, Netflix, computer applications, and so on.

I started to compare cable movies channels to Netflix.  Now I’ve never personally used Netflix and I don’t have any premium movie channels at home.  From what I hear and read about these two entertainment options they both provide some entertainment value and each have a monthly cost associated with them.

Exclusive deal: Join Netflix today and get a $10 Papa John’s Gift Card when you become a paying member.

Cable movie channels seem to range from $14 a month for 14 different HBO channels up to $39 a month for over 50 movies channels. The mos

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