All About Credit Score

I get a number of calls every month from people in despair who have no money at all and cannot afford to hire a bankruptcy attorney.  I do pro bono work in fact I do quite a bit of it, I just do not take pro bono cases that come in the front door so to speak.  I accept appointments from courts and organized pro bono programs.  Whether it is Chief Judge Alex Kozinski of the Ninth Circuit or a local bankruptcy judge who appoints me I am glad to serve when asked by a member of the judiciary.  I will also accept cases from local pro bono programs.  These programs are usually organized by local bar associations  or legal aid programs and are usually limited to Chapter 7.  Occasionally legal aid will actually represent people in Chapter 7 or 13 or contract out with attorneys to do so.  The A

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Tags: Attorney, Bankruptcy Attorney, Cannot Afford

In a world where a person’s credit score is one of the most important numbers in her life, it’s no wonder that some parents are eager to help children by naming them joint bank account holders.

This used to be common practice with credit cards: parents would make children “authorized users” to help them improve their credit rating. But the credit bureaus caught on and no longer consider “authorized user” status a boost to a credit score.

Having a child listed on a bank account certainly might still benefit him, but it could hurt you financially if he decides to file for bankruptcy.

So what happens to joint accounts when one person files for bankruptcy? It varies d

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Tags: Bank, Joint Bank

Soap opera star Hunter Tylo has filed for bankruptcy.  It appears she has some medical debt and from the list of creditors,

Docket Report

1 Petition filed by her bankruptcy attorney.

5 Notice of Meeting of Creditors

Tags: Bankruptcy, Hunter Tylo

Bell County Kentucky County Clerk Becky Blevins files for Chapter 13 bankruptcy. Bell County Kentucky Court House photo courtesy of W. Marsh on Wikimedia Commons.

Another elected official has filed for Chapter 13 bankruptcy.  This time it is Becky Blevins, Bell County Kentucky County Clerk. Her filing looks very ordinary and but for her status as an elected official it is typical for someone in rural America.  Even those who hold public office have difficulties and she should be commended for handling her problems in an appropriate way.  Take a look at the documents, I think we can all sympathize with her financial difficulties because they look just like our own clients.  I

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Tags: 13 Bankruptcy, Bankruptcy, Chapter 13, Chapter 13 Bankruptcy

As reported today in a previous post members of a small political party filed an involuntary bankruptcy petition against Bank of America in Colorado on June 20, 2011.   If I am not mistaken there was a Bank of America branch that was seized by a Sheriff in Florida when it failed to pay a judgment but other than that it appears that Bank of America is paying its bills when they become due.

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Tags: Bankruptcy, Involuntary Bankruptcy