All About Credit Score

The availability and cost of trade financing could be key factors in determining whether or not the global economy can continue to expand in the year ahead, bankers say. When the European sovereign debt crisis worsened last September, banks in Europe experienced a shortage of dollars—the main currency of world trade. Meanwhile, European banks are deleveraging and withdrawing credit from Asia, an important region for global trade. Although stronger competitors will take up some of the slack, prices for trade finance are rising. As regulators discuss new capital requirements for banks, some institutions are abandoning the trade finance business altogether. T

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Tags: Trade, Trade Finance

Do we need to pay back college financial aids? Well, it depends on the types of aid you receive. Not all financial aids need to be paid back. Take a look at the various types of financial aid that there are.

Take for example, federal grants; these types of grant money do not need to be paid back. They are awarded based on financial need. Grants come in a gift form and are awarded to students that show financial need. Your eligibility will be determined by filling out the Free Application for Federal Student Aid. Grant money is provided by federal and state government agencies and is issued directly to the school.

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Tags: Financial Aid, Paid

Before you get your feathers ruffled thinking Im about to start preaching finances from the top of a pile of money, just hold your horses.

These are my financial commandments that Ive implemented in my own life over the past 6 years. Theyve helped me earn more money, eliminate my debt, and set my financial compass to a destination.

With this post, Im not attempting to use some sort of scare tactic to convince you to pull your head out of the sand. But I would like you to ask yourself this question: What are you doing to get your financial life in order?

Look at that . . . Im starting you off with a two-for-one deal.

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Tags: Financial, Financial Commandments

Google just cant seem to catch a break these days. With the less than ideal feedback on its new Facebook rival, Google Plus, along with several other unveilings over the past couple of years, it seems as though the search engine giant is good at, well, being a search engine giant. Now, Google Wallet is taking an embarrassing hit and announced it was suspending all of its prepaid debit and credit card capabilities. This is all due to what its calling a security flaw. Heres how it went down.

On Saturday, Google to the web and announced there was a flaw in Google Wallet.

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Tags: Google, Google Wallet

Directbanc.com shines the spotlight on women and finance in our third installment of the Asking the Experts series. We feature the esteemed personal finance blogger Jenny Kerr, of thejennypincher.com

Jenny comes to us with a wealth of knowledge in the areas of personal finance, including the lending and insurance industries. She developed and taught a budgeting course at a community college to help people better manage their finances. Inspired by the positive response, Jenny created her own blog  to reach out to women and educate them about financial topics.

In her own words: I started this blog so I could meet, network and give back to other women who are in the same situation I was.

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Tags: Jenny Kerr, Kerr